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Capped Interest Rate

Are you interested in the security of a fixed rate mortgage with a set monthly payment and the savings potential of a variable rate mortgage?

Our Capped Interest Rate mortgage offers you the best of both worlds. It's a variable interest rate with a closed 5-year term. That means you take advantage of today's low prime rate, while enjoying peace of mind knowing that for 5 full years you'll never pay more than a maximum "capped" rate, no matter how high the prime interest rate may rise. What's more, if rates go down the money you save will be applied towards the principal.